Bank card

(I) Foreigners can present valid documents, such as passports or Foreign Permanent Resident ID Cards, at the outlets of China's commercial banks to apply for a bank card. 

(II) Foreigners shall keep the bank cards secure, to avoid loss or unauthorized use by others or criminals. In case of card loss, please report it to the corresponding bank in time. 

Mobile payment 

(I) Foreigners can download and install WeChat, Alipay or UnionPay apps on their mobile phones, input foreign or Chinese mobile phone numbers and other information for account registration according to the instructions, and follow the prompts on the page to complete bank card binding. 

(II) Foreigners can bind a bank card with the logos of Visa, Mastercard, UnionPay, American Express, JCB, Diners Club and Discover. They can also apply for a Tour Card on the UnionPay app and top it up to make payments in daily consumption scenarios. 

(III) Foreigners can scan the collection QR code or show the payment QR code when making payments. Notes for binding bank cards issued overseas: 

1.  To bind a bank card to a payment product, it must be verified by the issuer. If verification fails, please contact the customer service team of the payment product or the issuing bank for assistance. 

2. The scope of bank card brands, payment limits and charging standards may vary between different payment products. For details, please refer to the prompts on the payment product page and the service agreement. 

(IV) Users of AlipayHK, WeChat Pay HK (HKSAR of China), MPay (Macao SAR of China), Kakao Pay, Naver Pay and Toss Pay (Republic of Korea), Touch'n Go eWallet (Malaysia), HiPay (Mongolia), Changi Pay (Singapore), OCBC (Singapore), TrueMoney (Thailand), GCash (the Philippines), Kaspi (Kazakhstan) and NayaPay (Pakistan) can use these Daily Life Services 04 e-wallets to pay directly by scanning a QR code in China. 

RMB Exchange

Outlets of China's commercial banks provide exchange services for small RMB notes. Foreigners can request an exchange at the counter or self-service equipment as necessary, or they can obtain a change purse product containing equivalent RMB cash of different denominations at the counter.

 Exchange of Foreign Currencies

(I) Overseas visitors to China can exchange foreign currencies for RMB cash in advance in relevant countries or regions before arriving in China. Each visitor is allowed to carry up to RMB 20,000 in cash when entering or leaving the country. 

(II) Overseas visitors to China can also exchange foreign currencies for RMB cash at commercial bank outlets, money changers, and self-service currency exchange machines at international airports, land ports, seaports, and other entry points marked with a currency exchange sign. Additionally, visitors can withdraw RMB cash using international bank cards on ATMs.